Multiple Options

No Interest if Paid in Full Within 6 Months*

On purchases of $799.99 or less made at Malouf™ with the Synchrony HOME™ Credit Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 Months. Minimum monthly payments required.

0% APR for 24 Months‡

On purchases of $800 or more made at Malouf™ with the Synchrony HOME™ Credit Card. Equal monthly payments required for 24 months.

Card SmallMalouf™ accepts all Synchrony
HOME™ Credit Cards
Apply Now

or

Click Satisfi at Checkout

Click at Checkout

Offers a way to apply for instant, personalized financing at checkout

With SatisFi, you are applying to the Synchrony HOME™ Credit Card. If you are not approved, Malouf™ will work with multiple lenders to provide financing options for you.

Synchrony
Genesis Credit

Application Made Easy

Add to Cart
One

Add to Cart

Browse Malouf™ products and add to your cart

Checkout
Two

CHECKOUT

Select “SatisFi” at checkout

Apply for Financing
Three

APPLY FOR FINANCING

It’s fast, simple, safe, and secure

Complete Order
Four

Complete Order

If approved, you can complete your order with your new account.

Financing FAQ’s

What happens if I don’t qualify for the initial financing offer?

If you do not qualify for the initial financing offer, you may be presented with subsequent opportunities by another financing provider that can be used to complete the purchase (which may be subject to credit approval). Malouf™ works with multiple financing providers to present you with financing solutions that best fit your needs. Once you agree to the terms and accept the offer, you can use the payment solution that you choose to complete your purchase (subject to credit availability). If you decline any opportunity presented, you will be brought back to the checkout process where you can proceed with your order using a different form of payment.

Which providers may present a financing offer when I apply?

Malouf™ works with multiple financing providers. Synchrony is the primary lender and they are the bank behind the primary offer presented. If you are not approved for this offer, you may be presented additional opportunities from the other providers, which may be subject to credit approval.

What happens if I am presented with an offer?

You’ll have the opportunity to accept or decline the offer. Once presented with an offer, additional information and terms will be provided to you before you complete the purchase. If you decline the offer, you will be brought back to the checkout process where you can proceed with your order using a different form of payment.

How do I pay my bill?

Each financing provider has their own payment process. See card or terms for details. All payments are made to the issuing

Synchrony Bank

Pay Online: Register your account at mysynchrony.com and log in to easily manage and pay your bill.

Pay By Phone: Contact Synchrony Bank Customer Service during business hours at 1-844-335-5909.

  • Monday - Friday 7:30 AM - 12:00AM ET
  • Saturday 10:00 AM - 7:00PM ET
  • Sunday - Closed.

Pay By Mail: To ensure your payment is on time, mail in advance of the payment due date. Send payment to:

  • Synchrony Bank
  • P.O. Box 960061
  • Orlando, FL 32896-0061

Genesis Credit® Accounts

To manage your Genesis Credit® Account or for more information, please click here

Synchrony Bank:

Synchrony is a premier consumer financial services company delivering customized financing programs across key industries. Synchrony works with thousands of businesses large and small, helping national chains and local merchants offer credit cards with budget-friendly financing.

* Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For New Accounts: Purchase APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer anytime.

‡ Qualifying purchase amount must be on one receipt. No interest will be charged, and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the initial total promo purchase amount divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. For New Accounts: Purchase APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.